The media, fund companies, and 401(k) provider’s can focus too much attention on short term risk. Despite major bear markets from the Great Depression to the Great Recession a portfolio of diversified stocks actually carry less risk than alternatives like bonds and t-bills over long periods of time. How much income are you going to miss out on in retirement by allocating your portfolio based on short term volatility instead of long term performance? For more, the entire article can be found here at http://www.usnews.com
Bill DeShurko 